The rating issued 10/2021 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice
only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances,
read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase,
sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and
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